Need commercial auto insurance in Ontario? Checkers Insurance specializes in commercial vehicle coverage for trucking companies, contractors, and fleet operators throughout the Inland Empire. We offer auto liability, physical damage, and non-owned & hired auto coverage — tailored to how your business actually operates. Same-day quotes available.
Coverage tailored for owner-operators through large fleets. Hard-to-place accounts welcome.
Fill out the form and a specialist will reach out with competitive Ontario rates.
Free. No obligation. Bilingual agents available.
Our team has deep knowledge of trucking operations and the coverage you actually need.
We shop across dozens of carriers for the most competitive rates — even for hard-to-place risks.
Our agents serve you comfortably in English and Spanish. Hablamos tu idioma.
Get competitive rates within hours so you can get back on the road.
Click to see rates in your city.
Commercial auto liability pays for bodily injury and property damage your commercial vehicles cause to others. California requires $750,000 minimum for interstate carriers, and most brokers and shippers require $1,000,000. Operating from Ontario for Amazon Relay, Uber Freight, and major shippers requires $1M coverage.
Yes, commercial auto coverage is available for drivers with tickets, at-fault accidents, or DUIs through surplus lines markets including Lloyd's of London, Canopius, and Ascot. Hard-to-place commercial auto costs 40% to 80% more than standard rates, but coverage is almost always available for Ontario operators willing to work with the right broker.
Yes — any vehicle used for business purposes requires commercial auto insurance, regardless of radius. Personal auto policies exclude commercial use, so running a truck, van, or pickup for business out of Ontario on a personal policy leaves you fully exposed to claims. Even short local runs need commercial coverage.
Join thousands of truckers who trust Checkers in Ontario.
Get Free Quote →