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⭐ Rated 4.9/5 by 127+ truckers · 1,400+ policies written · 2-hour quote guarantee · 📞 (909) 824-6500
Serving the Inland Empire Since 2009

Southern California's #1 trucking insurance broker.

85+ carriers shopping your rate in 2 hours. Owner-operators, fleets, and hard-to-place accounts welcome. 1,400+ policies written. Bilingual agents serving the Inland Empire since 2009.

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✓ No obligation
✓ 2-hour response
✓ Bilingual agents
Checkers Truck Insurance Services
85+
Carrier Markets
1,400+
Active Policies
320+
Businesses Insured
17 yrs
In Business

California's trusted trucking insurance specialists — from single rigs to full fleets.

Trusted Markets: Progressive Great American Berkshire Hathaway Guard CNA Lloyd's of London Cover Whale AmTrust + 80 more carriers
Instant Quote

Get covered in minutes, not days.

Fill out the form and a trucking specialist will reach out with competitive rates — typically within 2 hours.

Trucking Insurance Quote

Free. No obligation. Bilingual agents available.

1 Operation
2 Details
3 Contact
🔒 256-bit Encrypted ⚡ Avg. 2hr Response 🇺🇸🇲🇽 English & Spanish
Coverage

Complete protection, every mile.

Tailored coverage for owner-operators through large fleets. We write it how your business needs it.

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Auto Liability

Bodily injury and property damage to others. Scheduled auto, gross receipts, or mileage — monoline or packaged.

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Motor Truck Cargo

Protect the freight you haul. Coverage tailored to your commodity type and load value at competitive prices.

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Physical Damage

Comprehensive and collision for your truck and trailer. Stated value policies that protect your investment.

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🏢

General Liability

Off-road coverage for your premises and yard. Follows your operations wherever they travel.

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Trailer Interchange

Physical damage on non-owned trailers under your control — comprehensive and collision under agreement.

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Non-Owned & Hired Auto

Liability coverage for rented, borrowed, or employee-owned vehicles used in your operations.

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Auto Haulers
Dry Van
Flatbed
Refrigerated / Reefer
Dirt, Rock, Sand & Gravel
Equipment OS/OW
Hot Shots
Tow Trucks
International Licenses
Tankers
Intermodal
Box Trucks
Dump Trucks
Owner-Operators
Hard-to-Place Risks
Auto Haulers
Dry Van
Flatbed
Refrigerated / Reefer
Dirt, Rock, Sand & Gravel
Equipment OS/OW
Hot Shots
Tow Trucks
International Licenses
Tankers
Intermodal
Box Trucks
Dump Trucks
Owner-Operators
Hard-to-Place Risks
Carrier Network

85+ A-Rated Insurance Carriers.
One Trusted Broker.

Most agencies work with a handful of carriers. We've spent 17 years building relationships with the broadest panel in the Inland Empire — from preferred carriers to surplus lines markets that handle the toughest risks. When other brokers say no, we find the market that says yes.

Progressive
Great American Insurance
Berkshire Hathaway Guard
CNA
Lloyd's of London
Cover Whale
AmTrust Financial
National Transportation RRG
Adriatic Insurance
Hyundai Marine & Fire
American Safety
American Southern
Clear Blue Specialty
Coast National
Commerce West
Dellwood Specialty
Fortegra Specialty
Infinity Insurance
Integon National
Knightbrook Insurance
Mesa Underwriters
Mount Vernon Fire
MS Transverse Specialty
Nations Insurance
Pacific Specialty
Redwood Fire & Casualty
Star Mutual RRG
Stillwater Insurance
Universal Casualty RRG
United Financial Casualty
Bristol West
Kemper Auto
MAPFRE Insurance
National General
McGraw Insurance
Foresters Financial
Amwins Transportation
CRC Group
RT Specialty (Ryan)
XPT Partners
Bass Underwriters
Monarch E&S
MJ Hall & Company
Gorst & Compass
Pacific Gateway
Richmont General
MDX Insurance Services
A-One Commercial RRG
Quic Insurance
Trinity Underwriters
Onward Insurance
Dynamic Insurance
Drayage National
Transportation Insurors
+ 30 more carriers

Our carrier panel includes standard markets, specialty lines, surplus lines, and risk retention groups — giving us the flexibility to quote owner-operators, fleets, hot shots, and hard-to-place accounts that other agencies turn away.

Why Checkers

The trucking specialist since 2009.

We don't dabble in personal lines. Trucking and commercial insurance is 100% of what we do — and it shows.

Deeper market access means lower rates.

With 85+ insurance carrier relationships, we shop your risk across the broadest panel in the Inland Empire — including surplus lines markets for hard-to-place accounts.

💰

Competitive Pricing

We find the lowest rates across dozens of carriers — even with accidents or violations.

⚡

Same-Day Quotes

No waiting. Get competitive rates within hours so you can get back on the road.

🇲🇽

Fully Bilingual (EN/ES)

Our team serves you comfortably in English and Spanish. Hablamos tu idioma.

20+
Years in Business
50+
Carrier Partners
24/7
Customer Support
2hr
Avg. Quote Time

Hard-to-place accounts? That's our specialty.

Accidents, violations, claims history, new ventures, international licenses — where other agencies say no, we find a way. Our surplus lines access and E&S relationships mean we can quote risks most brokers can't.

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New Ventures Welcome

Just got your authority? We have markets for new MC numbers with limited history.

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Compliance Assistance

We help with filings, certificates, and keeping you DOT compliant.

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Established 2009
America's Premier Trucking Insurance Agency — dedicated to protecting your fleet, your livelihood, and your future.
Ontario, CA • San Bernardino • Inland Empire
Reviews

Trusted by truckers across California.

Real feedback from owner-operators and fleet owners who made the switch.

★★★★★
"Checkers saved me over $4,000/year on my flatbed fleet. They found carriers nobody else could access. My old agent couldn't even get me quoted."
RM
Roberto M.
Owner-Operator · Riverside, CA
★★★★★
"As a Spanish-speaking driver, insurance was always confusing. Checkers explained everything in my language and got me covered the same day. Incredible service."
JL
José L.
Hot Shot · San Bernardino, CA
★★★★★
"3 accidents on my record and everyone turned me down. Checkers found liability and cargo at a price I could actually afford. Absolute lifesaver for my business."
DK
David K.
Fleet Owner (12 trucks) · Ontario, CA

Ready to save on your trucking insurance?

Join thousands of truckers who trust Checkers. Free quotes, competitive rates, and an agent who understands your business.

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📞
(909) 824-6500
Call us 24/7 — English & Spanish
Call Now
FAQ

Questions truckers ask us most.

Straight answers on trucking insurance in Southern California — from pricing to hard-to-place risks.

Commercial trucking insurance in California typically ranges from $9,000 to $18,000 per year for owner-operators, depending on driving record, years in business, equipment value, cargo type, and operating radius. Fleet rates vary based on number of power units. Checkers shops your risk across 85+ carriers to find the lowest rate. Get a free quote in 2 hours by calling (909) 824-6500.
Checkers Truck Insurance Services is the Inland Empire's leading trucking insurance broker, with 85+ A-rated carrier relationships including Progressive, Cover Whale, Great American, Berkshire Hathaway Guard, CNA, and Lloyd's of London. Established in 2009, Checkers has written over 1,400 active policies and is rated 4.9 stars by local trucking businesses. Unlike generalist agencies, Checkers specializes exclusively in commercial trucking and transportation insurance.
Yes. Checkers specializes in hard-to-place trucking accounts including drivers with accidents, violations, claims history, new MC numbers, and international licenses. Through our surplus lines relationships and specialty markets like Cover Whale, Lloyd's of London, and National Transportation RRG, we can quote risks that most brokers can't. Call (909) 824-6500 for a confidential risk assessment — no judgment, just solutions.
Sí, hablamos español. Checkers is fully bilingual. Our entire team serves clients in both English and Spanish. Llame al (909) 824-6500 para una cotización gratis. We've specialized in serving Hispanic owner-operators and fleet owners in the Inland Empire since 2009.
Checkers provides free trucking insurance quotes within 2 hours during business hours (Monday-Friday, 8 AM - 6 PM PT). For after-hours requests, quotes are typically ready by 10 AM the next business day. Call (909) 824-6500 or fill out our online quote form for fastest service. Same-day bind available for qualifying accounts.
Checkers insures all commercial trucking operations including dry van, flatbed, refrigerated/reefer, auto haulers, dirt/rock/sand/gravel, hot shots, tow trucks, equipment/OS-OW, tankers, intermodal/container haulers, box trucks, dump trucks, and freight brokers. We write coverage for owner-operators, fleets of any size, new ventures with new MC numbers, and hard-to-place accounts.
Checkers offers commercial auto liability (required by FMCSA), motor truck cargo, physical damage (comprehensive and collision), general liability, trailer interchange, non-owned and hired auto, workers compensation, umbrella/excess liability, and MCP65/DOT filings. Coverage is customized to your operation type, fleet size, and commodities hauled.
Checkers serves truckers across all of Southern California from our Ontario, CA headquarters. Primary service area includes Ontario, Fontana, Riverside, San Bernardino, Rancho Cucamonga, Colton, Rialto, Pomona, Corona, Moreno Valley, and the entire Inland Empire, Los Angeles County, Orange County, and San Diego County. We also write coverage for truckers running interstate routes from California nationwide.
About Checkers

Vision & Mission

Vision Statement

Striving to grow our firm by strengthening our clients' position in an unpredictable environment.

Mission Statement

Checkers Truck Insurance Services is America's Premier Insurance Agency dedicated to facilitating the financial security of our clients, associates, and their families through a full range of highly competitive insurance products and services.

With over 20 years in the industry, our dedicated team understands the unique needs of our clients. We specialize in trucking insurance and have built surplus market relationships to give you the most competitive price — including hard-to-place accounts with accidents, violations, and claims history. Established in 2009, Checkers has become the Inland Empire's go-to broker for owner-operators and fleet owners who need a broker that actually works for them.

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85+ carriers. 2-hour turnaround. No obligation. See if Checkers can beat your current rate in minutes.

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