Need commercial auto insurance in Colton? Checkers Insurance specializes in commercial vehicle coverage for trucking companies, contractors, and fleet operators throughout the Inland Empire. We offer auto liability, physical damage, and non-owned & hired auto coverage — tailored to how your business actually operates. Same-day quotes available.
Coverage tailored for owner-operators through large fleets. Hard-to-place accounts welcome.
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Commercial auto liability pays for bodily injury and property damage your commercial vehicles cause to others. California requires $750,000 minimum for interstate carriers, and most brokers and shippers require $1,000,000. Operating from Colton for Amazon Relay, Uber Freight, and major shippers requires $1M coverage.
Yes, commercial auto coverage is available for drivers with tickets, at-fault accidents, or DUIs through surplus lines markets including Lloyd's of London, Canopius, and Ascot. Hard-to-place commercial auto costs 40% to 80% more than standard rates, but coverage is almost always available for Colton operators willing to work with the right broker.
Yes — any vehicle used for business purposes requires commercial auto insurance, regardless of radius. Personal auto policies exclude commercial use, so running a truck, van, or pickup for business out of Colton on a personal policy leaves you fully exposed to claims. Even short local runs need commercial coverage.
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