85+ A-rated carriers shopping your rate. 1,400+ active policies. Bilingual EN/ES. Free quotes in 2 hours. Hard-to-place welcome — accidents, violations, new MC, international licenses.
El Monte sits in the heart of the San Gabriel Valley with the I-10 and I-605 cutting through the city — a direct freight corridor between the Ports of LA/Long Beach and the Inland Empire warehouse belt. El Monte truckers are running everything from short-haul drayage out of the LA harbor to long-haul lanes serving the Central Valley and beyond. Checkers Truck Insurance Services has been writing policies for San Gabriel Valley owner-operators and fleets since 2009 — and even though we're headquartered in Ontario, we serve El Monte clients every single day with bilingual support and 85+ carrier markets.
We currently maintain over 1,400 active policies across the Inland Empire and Greater Los Angeles, hold a 4.9/5 rating from 127+ trucker reviews, and shop 85+ A-rated carriers for every quote — including Progressive, Great American, Berkshire Hathaway GUARD, CNA, Lloyd's of London, Cover Whale, and AmTrust.
Independent broker. El Monte-area expertise. Real underwriting relationships.
Established 2009. We know how El Monte risks underwrite, what carriers want, and how to get you priced.
Progressive, Great American, Berkshire Hathaway GUARD, CNA, Lloyd's, Cover Whale, AmTrust — we shop them all.
Quote, bind, claims, renewals — all in English or Spanish. Hablamos tu idioma.
Standard accounts quoted within 2 business hours. Same-day binding once paperwork clears.
Every line a working trucker actually needs — packaged for owner-operators through fleets.
Primary liability up to $1M+. Required by FMCSA for interstate commerce.
Protects the freight you're hauling. Customizable limits for dry van, reefer, flatbed, and high-value loads.
Covers your tractor and trailer for collision, theft, fire, and weather damage.
Premises and operations coverage — required by most shippers and brokers.
Covers non-owned trailers you pull under interchange agreement.
Bobtail coverage for when you're operating off-dispatch.
Most brokers can't write you. We can — because hard-to-place is what we do.
We have surplus-lines markets — including Lloyd's of London syndicates and specialty carriers like Cover Whale — that exist specifically to write port drayage, dry van, refrigerated, last-mile delivery, and intermodal operations that standard markets won't touch. We package your submission so underwriters see the full story, not just the loss runs.
Fill the form. A El Monte-area specialist calls you back within 2 hours with rates from 85+ carriers.
Free. No obligation. Bilingual agents available.
El Monte owner-operators with clean MVRs typically pay $8,500–$16,000 per year in 2026. Fleet rates run $7,000–$12,500 per truck annually. LA County drayage and high-radius operations tend to price at the upper end. Call Checkers at (909) 824-6500 for an exact quote.
Yes. Drayage is one of our most common placements. We have multiple A-rated carriers with strong appetite for ports of LA/Long Beach drayage out of the San Gabriel Valley, including operations with prior claims or a brand-new MC number.
Yes. International licenses are part of our hard-to-place specialty. We have surplus-lines markets that will write drivers operating on international, Mexican, or recently transferred US licenses, with the right documentation packaged correctly.
Sí. Our entire team is bilingual English/Spanish. Quotes, binding, claims, renewals — all available in either language. Hablamos español. Llame al (909) 824-6500.
Standard El Monte accounts get quoted within 2 business hours. Hard-to-place accounts take 24–48 hours due to surplus-lines underwriting. Same-day binding once paperwork and down payment clear.
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Join 1,400+ truckers across the Inland Empire who trust Checkers.
Get Free Quote →🇲🇽 Hablamos español — llame al (909) 824-6500 para una cotización gratis.