50+ A-rated carriers shopping your rate. 1,400+ active policies. Bilingual EN/ES. Free quotes in 2 hours. Hard-to-place welcome — accidents, violations, new MC, international licenses.
Houston is one of the largest commercial trucking markets in the United States. With the Port of Houston handling more foreign tonnage than any other US port, the I-10 / I-45 / 610 / Beltway 8 freight corridors, and the dense industrial belt along the Ship Channel, Houston-based owner-operators and fleets move everything from petrochemical loads to intermodal containers headed inland. Whether you're running drayage out of the Bayport or Barbours Cut terminals, long-haul lanes through the Texas Triangle, or last-mile delivery in the Greater Houston metro, you need insurance built for high-radius, high-mileage operations. Checkers Truck Insurance Services has been writing policies for Texas truckers since 2009.
We currently maintain over 1,400 active policies across California, Texas, and Oregon, hold a 4.9/5 rating from 127+ trucker reviews, and shop 50+ A-rated carriers for every quote — including Progressive, Great American, Berkshire Hathaway GUARD, CNA, Lloyd's of London, Cover Whale, and AmTrust.
Independent broker. Houston-area expertise. Real underwriting relationships.
Established 2009. We know how Houston risks underwrite, what carriers want, and how to get you priced.
Progressive, Great American, Berkshire Hathaway GUARD, CNA, Lloyd's, Cover Whale, AmTrust — we shop them all.
Quote, bind, claims, renewals — all in English or Spanish. Hablamos tu idioma.
Standard accounts quoted within 2 business hours. Same-day binding once paperwork clears.
Every line a working trucker actually needs — packaged for owner-operators through fleets.
Primary liability up to $1M+. Required by FMCSA for interstate commerce.
Protects the freight you're hauling. Customizable limits for dry van, reefer, flatbed, and high-value loads.
Covers your tractor and trailer for collision, theft, fire, and weather damage.
Premises and operations coverage — required by most shippers and brokers.
Covers non-owned trailers you pull under interchange agreement.
Bobtail coverage for when you're operating off-dispatch.
Most brokers can't write you. We can — because hard-to-place is what we do.
We have surplus-lines markets — including Lloyd's of London syndicates and specialty carriers like Cover Whale — that exist specifically to write port drayage, intermodal, petrochemical hauling, dry van, and refrigerated long-haul that standard markets won't touch. We package your submission so underwriters see the full story, not just the loss runs.
Fill the form. A Houston-area specialist calls you back within 2 hours with rates from 50+ carriers.
Free. No obligation. Bilingual agents available.
Houston owner-operators with clean MVRs typically pay $9,000–$17,000 per year in 2026. Fleet rates run $7,000–$13,000 per truck annually. Petrochemical and Ship Channel drayage operations price at the upper end due to cargo classification. Call Checkers at (909) 824-6500 for an exact quote.
Yes. Port of Houston drayage is one of the most common placements we write in Texas. We have multiple A-rated carriers with appetite for Bayport and Barbours Cut drayage operations, including for new MC numbers and accounts with prior claims.
Yes. New-authority placements are a Checkers specialty — and one of the reasons Texas owner-operators come to us. We have surplus-lines markets that write fresh MC numbers from day one in Texas, including operations running drayage, regional, or long-haul lanes.
Sí. Our entire team is bilingual English/Spanish — and a large share of our Houston clients run their entire policy in Spanish. Quote, binding, claims, renewals — all available in either language. Hablamos español. Llame al (909) 824-6500.
Standard Houston accounts are quoted within 2 business hours. Hard-to-place accounts requiring surplus-lines underwriting take 24–48 hours. Same-day binding once paperwork and down payment clear.
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Join 1,400+ truckers across the Western US who trust Checkers.
Get Free Quote →🇲🇽 Hablamos español — llame al (909) 824-6500 para una cotización gratis.