Commercial Business Insurance

Commercial Business Insurance Solutions

Beyond trucking-specific coverage, Checkers also provides commercial business insurance for trucking-related operations including freight brokerages, logistics companies, warehouses, and transportation-adjacent businesses across Southern California.

Business Owners Policy (BOP)

A BOP bundles property and liability coverage into one affordable package for small to mid-sized trucking-adjacent businesses. Typical BOP includes property insurance, general liability, business income, and equipment breakdown coverage.

Commercial General Liability

Protects your business from third-party claims of bodily injury, property damage, personal injury, and advertising injury. Essential for freight brokers, warehouses, and any business operating with client exposure.

Commercial Property Insurance

Covers your physical assets — building, inventory, equipment, yard improvements — against fire, theft, vandalism, and natural disasters. Critical for trucking yards, warehouses, and repair shops.

Workers' Compensation

California law requires most employers to carry workers' compensation. Checkers shops workers' comp across multiple carriers to find the best classification rates for your drivers, mechanics, and office staff.

Commercial Umbrella / Excess Liability

Extra layer of liability protection above your primary commercial policies. Essential for trucking operations with significant exposure or contracts requiring higher limits.