50+ A-rated carriers shopping your rate. 1,400+ active policies. Bilingual EN/ES. Free quotes in 2 hours. Hard-to-place welcome — accidents, violations, new MC, international licenses.
McAllen anchors the Rio Grande Valley — one of the fastest-growing trade corridors on the US-Mexico border. With the Hidalgo, Pharr-Reynosa, and Anzalduas international bridges feeding constant cross-border freight, the Pharr Bridge alone handles a huge volume of fresh produce coming north from Mexico. McAllen-based owner-operators are predominantly Hispanic and run mostly binational operations — produce hauling, maquiladora drayage, and regional Texas lanes. With the US 281 / I-69E / 83 corridor connecting the RGV to Corpus Christi, San Antonio, and Houston, McAllen truckers handle both short-haul drayage and long-haul freight to the Texas interior. Checkers Truck Insurance Services writes McAllen policies with full Spanish support.
We currently maintain over 1,400 active policies across California, Texas, and Oregon, hold a 4.9/5 rating from 127+ trucker reviews, and shop 50+ A-rated carriers for every quote — including Progressive, Great American, Berkshire Hathaway GUARD, CNA, Lloyd's of London, Cover Whale, and AmTrust.
Independent broker. McAllen-area expertise. Real underwriting relationships.
Established 2009. We know how McAllen risks underwrite, what carriers want, and how to get you priced.
Progressive, Great American, Berkshire Hathaway GUARD, CNA, Lloyd's, Cover Whale, AmTrust — we shop them all.
Quote, bind, claims, renewals — all in English or Spanish. Hablamos tu idioma.
Standard accounts quoted within 2 business hours. Same-day binding once paperwork clears.
Every line a working trucker actually needs — packaged for owner-operators through fleets.
Primary liability up to $1M+. Required by FMCSA for interstate commerce.
Protects the freight you're hauling. Customizable limits for dry van, reefer, flatbed, and high-value loads.
Covers your tractor and trailer for collision, theft, fire, and weather damage.
Premises and operations coverage — required by most shippers and brokers.
Covers non-owned trailers you pull under interchange agreement.
Bobtail coverage for when you're operating off-dispatch.
Most brokers can't write you. We can — because hard-to-place is what we do.
We have surplus-lines markets — including Lloyd's of London syndicates and specialty carriers like Cover Whale — that exist specifically to write cross-border drayage, refrigerated produce, maquiladora freight, dry van, and regional Texas long-haul that standard markets won't touch. We package your submission so underwriters see the full story, not just the loss runs.
Fill the form. A McAllen-area specialist calls you back within 2 hours with rates from 50+ carriers.
Free. No obligation. Bilingual agents available.
McAllen owner-operators with clean MVRs typically pay $9,000–$17,000 per year in 2026. Fleet rates run $7,000–$13,000 per truck annually. Refrigerated produce hauling tends to price at the upper end due to cargo value. Call Checkers at (909) 824-6500 for an exact quote.
Yes. Refrigerated produce drayage from Mexico through the Pharr and Hidalgo bridges is one of the most common placements we handle in the Rio Grande Valley. Multiple A-rated carriers have appetite, including for new MC numbers and accounts with prior cargo claims.
Yes. Mexican and binational licenses are part of our hard-to-place specialty. We have surplus-lines markets that write McAllen drivers on Mexican or recently-transferred US licenses with the right documentation.
Sí. Equipo completamente bilingüe. Cotizaciones, vinculaciones, reclamos, renovaciones — todo en español o inglés. Hablamos español. Llame al (909) 824-6500.
Standard McAllen accounts are quoted within 2 business hours. Cross-border and hard-to-place accounts take 24–48 hours. Same-day binding once paperwork clears.
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Get Free Quote →🇲🇽 Hablamos español — llame al (909) 824-6500 para una cotización gratis.